Shelter & Warmth
Roof, heat, dry.
Fire-hardened structure: Class A roof, ember-resistant venting, noncombustible Zone 0, enclosed eaves, tempered windows. The house resists the ember storm.
The shelter & warmth domain →Long-term wildfire resilience — a fire-hardened structure, an actively managed landscape, and the financial and community posture for life in fire country.
Long-term wildfire resilience is the posture for households that have chosen to live in fire country and intend to stay. The work is the structure — fire-hardened from foundation to roof. The landscape — actively managed in zones, year over year. The financial posture — insurance, emergency fund, and an evacuation house. The household — practiced, equipped, and clear-eyed about what fire season demands. This is not a season's prep; it is the way of being in a place that burns.
Every event–duration combination weights the nine domains differently. Here are the two or three that decide the outcome for this one.
Roof, heat, dry.
Fire-hardened structure: Class A roof, ember-resistant venting, noncombustible Zone 0, enclosed eaves, tempered windows. The house resists the ember storm.
The shelter & warmth domain →Roof, heat, dry.
Active landscape management — Zone 1, Zone 2, mid-summer pass, annual review. The fuel around the house is the fight.
The shelter & warmth domain →Paper trails matter.
Insurance has become hard to keep in fire country. The long-term posture includes maintaining coverage, building reserves, and documenting structure and contents annually.
The documents & finance domain →Check items off as you go. Progress is stored in your browser only — nothing is uploaded. Hit Print for a clean paper copy or Reset to start over.
Your progress is saved in this browser only — nothing is uploaded. Clear it any time with Reset, or hit Print for a clean paper copy.
It is harder to obtain and more expensive than it was. Many major private insurers have non-renewed policies in high-risk zip codes. Households often combine: private coverage where available, the state FAIR plan as a backstop, and surplus-lines policies for the gap. Working with an independent agent who specializes in high-risk areas is the practical path; review annually.
Class A roof and ember-resistant venting, together. The roof is the largest single ignition target; the vents are the most common ember entry point. A Class A roof with ember-resistant venting addresses the two highest-probability ignition paths. Cost varies widely — $15,000–40,000 for a new Class A roof, $500–2,000 for ember-resistant venting — and both are durable upgrades.
Identify a place 200+ miles away where the household can live for up to 6 months if needed: a relative's house, a long-term rental, or a second property. Confirm hosting capability annually. Have evacuation supplies (clothes, meds, work setup) sized for two weeks initially. Plan for the household to relocate work, school, and pets if the displacement extends beyond a month. The hardest part is admitting that 'two weeks' is sometimes 'six months.'
The 72-hour starter pack PDF, plus one new piece every other Sunday. We focus on the wildfire evacuation scenarios households actually face — sized to where you are on the ladder.
The list above tells you what to stock. The calculators below tell you how much — sized to your household and this duration. The calculator matrix stops at 3 months; for long-term planning, treat the 3-month numbers as the per-quarter baseline.